Everybody seems to be trying to come up with a plan for reforming the 401k system. Oddly enough, I like the Bush plan the best. It would prevent employers from restricting when employees can sell company stock in their 401k plans, which is the main problem in the Enron debacle. The plans offered by Democrats would place additional regulations on 401k plans that would amount to forced diversification. I’m for providing employees with maximum choice. That means preventing their employers from limiting how they can direct their retirement savings, but it also means the government not restricting how they can invest them as well. The other side of the coin is that we have to get legitimate numbers from corporations, so that all investors (including employees), can make informed decisions. That means auditors who aren’t in on the scam with these corporations.